Enable Java Script

Either your browser does not support JavaScript, or you have JavaScript disabled.
You must have a JavaScript-enabled browser to use this site.

Microsoft Internet Explorer

To turn on JavaScript in Internet Explorer, follow these steps:

  1. On the Tools menu, click Internet Options, and then click the Security tab.
  2. Click the Web content zone that you are using (for example, click Local Intranet),
    and then click Custom Level button.
  3. Locate Active scripting under Scripting settings. Click to select the Enable radio button.
  4. Click OK button on Security Settings and Internet Options windows to save your changes.

To download Internet Explorer 7, click here.


To turn on JavaScript in Firefox, follow these steps:

  1. On the Tools menu, click Options.., and then click the Content tab.
  2. Click to select the Enable JavaScript check box.
  3. Click OK button to save the setting.

To download Firefox 2, click here.


To turn on JavaScript in Safari, follow these steps:

  1. Open Safari
  2. On the Safari menu, click on Preferences.
  3. Click the Security icon.
  4. Click on Enable JavaScript next to the Web Content section if it is not checked
  5. Close the Preferences window
  6. Close and restart Safari.

Opera 9.xx series

To turn on JavaScript in Opera 9.xx series, follow these steps:

  1. Open Opera.
  2. On the Tools menu, click Preferences.
  3. Click Content in the Preferences list.
  4. Check the box next to Enable JavaScript.
  5. Click the JavaScript Options button to open the JavaScript Options box.
  6. Check the boxes that you want to allow.
  7. Click OK.
  8. Click OK.

Google Chrome(v0.4.154.23)

To turn on JavaScript in Google Chrome(v0.4.154.23), follow these steps:

  1. First close any open Chrome windows.
  2. Right click on a blank area of your Desktop.
  3. Select New.
  4. Create a new Shortcut with the following in the "Type the location of the item:" text box:
    • For Windows Vista:
      %userprofile%\Local\Google\Chrome\Application\chrome.exe -enable-javascript
    • For Windows XP:
      "%userprofile%\Local Settings\Application Data\Google\chrome.exe" -enable-javascript
      Note: You'll have to enclose the file path for Windows XP in quotes due to there being spaces in it.





M&T Visa Business Credit Card with Chip Technology

M&T Visa CommUNITY Card

​​Grow your organization with purchasing power and spending tools that support easier cash flow management and consolidated purchase documentation – all with no annual fee.​DIS-76-DIS




Give your non-profit or municipality the opportunity to get something more.

The Visa® CommUNITY Credit Card is designed for non-profits and municipalitie​s seeking an easier way to manage cash flow and expenses. Enhanced reporting helps organizations document expenses, track purchases, reveal spending patterns, organize budgeting information, and save time on accounting procedures.

​Optional Rewards Program

Help reduce expenses with an optional rewards program. Earn one point per net dollar spent on purchases. Rewards points from all CommUNITY cards are poole​d to one central account, so your organization can maximize reward benefits.

  • Cash Back – Unlimited 1%
  • Travel – No blackout dates
  • Merchandise – Electronics, decor, gifts, etc.
  • Gift Cards – Leading restaurants, retailers and more

Visa CommUNITY Card Benefits

No Personal Guarantee Needed

Credit a​pproval is based on your organization, not your personal assets.

​Consolidated Statements

  • Organizations will receive centralized billing in one statement each month, showing all charges at a single glance
  • Charges are grouped by cardmember

Additional Employee Cards Made Easy

  • Additional cards can be issued at the time of application or after an account has been established
  • Employee credit limits can be set by the Authorized Officer (by default, the organization’s credit limit is assigned to all cardmembers)
  • An organization can pool points if employees all carry the same kind of rewards card

An Innovative Way to Pay

Employees may add their eligible credit card to Apple Pay™​ and pay for purchases at thousands of stores nationwide using an iPhone®.​

​Enhanced Cash Flow

You choose how much to pay each month – pay in full, make the minimum payment, or pay any amount in between.

​Online Reporting with ScoreBoard

  • Use our comprehensive, online management reporting tool to organize and track spending on a monthly, quarterly, annual or YTD basis
  • View your spending by total spend, average ticket or merchant category
  • Compare your organization to others in the same industry or state
  • Customize your reports and view data that displays in a downloadable, clean and easy-to-read format

Dedicated Servicing Group

To ensure all your needs are handled quickly and efficiently, Cardmember Service is your single point of contact to assist with account changes or ​additions or to answer any questions you may have. Cardmember Service, based in the U.S., is available 24 hours a day, 7 days a week.

​Purchase APR

13.99% APR will vary with the market, based on the Prime Rate.DIS-76-DIS

​Annual Fee

You will have access t​​o a revolving line of credit with no annual fee.DIS-31-DIS (See Summary of Visa Account Terms (PDF)​ for transaction and penalty fees.)

​Minimum Requirements

Applicant m​ust be 18 years of age and have a U.S. address and a Social Security number.






Get Started Today