Enable Java Script

Either your browser does not support JavaScript, or you have JavaScript disabled.
You must have a JavaScript-enabled browser to use this site.

Microsoft Internet Explorer

To turn on JavaScript in Internet Explorer, follow these steps:

  1. On the Tools menu, click Internet Options, and then click the Security tab.
  2. Click the Web content zone that you are using (for example, click Local Intranet),
    and then click Custom Level button.
  3. Locate Active scripting under Scripting settings. Click to select the Enable radio button.
  4. Click OK button on Security Settings and Internet Options windows to save your changes.

To download Internet Explorer 7, click here.


To turn on JavaScript in Firefox, follow these steps:

  1. On the Tools menu, click Options.., and then click the Content tab.
  2. Click to select the Enable JavaScript check box.
  3. Click OK button to save the setting.

To download Firefox 2, click here.


To turn on JavaScript in Safari, follow these steps:

  1. Open Safari
  2. On the Safari menu, click on Preferences.
  3. Click the Security icon.
  4. Click on Enable JavaScript next to the Web Content section if it is not checked
  5. Close the Preferences window
  6. Close and restart Safari.

Opera 9.xx series

To turn on JavaScript in Opera 9.xx series, follow these steps:

  1. Open Opera.
  2. On the Tools menu, click Preferences.
  3. Click Content in the Preferences list.
  4. Check the box next to Enable JavaScript.
  5. Click the JavaScript Options button to open the JavaScript Options box.
  6. Check the boxes that you want to allow.
  7. Click OK.
  8. Click OK.

Google Chrome(v0.4.154.23)

To turn on JavaScript in Google Chrome(v0.4.154.23), follow these steps:

  1. First close any open Chrome windows.
  2. Right click on a blank area of your Desktop.
  3. Select New.
  4. Create a new Shortcut with the following in the "Type the location of the item:" text box:
    • For Windows Vista:
      %userprofile%\Local\Google\Chrome\Application\chrome.exe -enable-javascript
    • For Windows XP:
      "%userprofile%\Local Settings\Application Data\Google\chrome.exe" -enable-javascript
      Note: You'll have to enclose the file path for Windows XP in quotes due to there being spaces in it.





Interest Rate & Foreign Exchange Risk Management

​​​Help protect your business from the risks associated with interest rate and foreign currency fluctuations. We offer customized hedging strategies and timely guidance.




​​​​Interest Rate Risk Management

Interest rate risk management can be a key aspect of your overall hedging strategy. The experienced team at M&T can guide you through the details and make a recommendation based on your unique situation. M&T Bank offers the following products to help companies effectively manage interest rate risk:​

  • Interest Rate Swaps. Provide the flexibility to optimize funding costs and structure
  • Interest Rate Caps. Provide​ protection against rising rates on floating rate debt
  • Interest Rate Floors. Offer protection against declining interest rates below a specified rate level
  • Interest Rate Collars. Limit exposure against rising rates at a lower cost than a cap by limiting the upside potential in a falling interest rate environment

​Foreign Exchange Risk Management

Reduce the potential for financial loss as a result of foreign exchange rates. M&T offers tools to minimize your foreign exchange risk, including:​

  • Foreign Wires and Drafts. Enable you to pay foreign invoices in their respective currencies, as well as redeem payments from foreign companies
  • Forward Contracts. Enable you to eliminate foreign exchange risk by "locking in" the U.S. dollar value of your foreign payables and receivables prior to their actual payment or receipt
  • Options Contracts. Give you the right, but not the obligation, to buy or sell a foreign currency at a predetermined rate within a specified time. Foreign exchange options allow you to protect yourself against adverse currency movements, while retaining the potential to benefit from favorable moves. Options are particularly useful when uncertainty exists, such as when bidding on foreign contracts​​​